The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message. Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead.

Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors. Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion. This negative record can hard money loans california rates reflected on your credit history indefinitely until the loan is repaid in full.

After the lenders receive payment in full, they can report it to the credit reporting agencies.

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Were Committed To Service, Speed Security. Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple.

No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed.

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Makes your online application experience a breeze. You can literally apply online for our payday loans from anywhere in Canada, 24 hours a day 3500 personal loan 7 days a week. Not only that, but you can apply within 5 minutes. Upon receipt of your application, we can process you application in as little as 10 minutes and you can receive your payday advance in as little as 20 minutes from being approved.

We offer faxless payday loan options, very cheap and competitive cash advance rates in the Canadian payday loan industry, a worry-free direct debit option and excellent and friendly customer service that is next to none. On top of all that, our staff at Focus Financial Inc.

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