In addition, your bank will charge you an NSF (non sufficient funds) fee for the failed item. The rate of interest will continue to grow on the unpaid balance at a rate of up to 60 per year. In the event that you fail to repay your loan you will not be allowed to borrow from the lender again until you have paid of the balance in full. Only reputable collection agencies that comply with all lawful collections practices are employed and the customers credit rating may be negatively impacted if payment is not made in a timely fashion.
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Any lender who guarantees that youll qualify before evaluating your information is probably bad news. Upfront fees.
Its against the law for lenders to charge you simply for filling out an application. Lots of uninitiated contact. Be careful if youre getting constant mailings or calls from a certain company. Legitimate lenders dont need to hound potential customers. Fishy-sounding names.
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