You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins. We check confirm. We do a quick check on the information you have submitted to make sure were lending you the right amount and it meets your needs. You are approved.
REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189. 12, with a total payback amount of 2,269. 44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131.
67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18.
You also need to have a valid phone number, and you need to be able to provide proof of employment. An active checking account is usually required if you want to qualify for a payday loan, but some lenders will issue loans if you can provide proof of a savings account.
Finally, some lenders require a social security number. What is a payday loan. A payday loan is one that is typically repaid with the borrower's next paycheck. These types of loans are also known as cash advances, and they aren't given out by banks, but instead by loan stores.
These loans are among the most expensive types of debt, and they come with interest rates that are much steeper than those offered with typical bank loans. Once you've been approved, cash is usually deposited into your account within 24 hours. Start your application today. First enter your zip code.