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If on top of that, you dont have a bank account; its even harder to get a loan. However, all hope is not lost; it is still possible to get a loan with bad credit and no bank account. Loan From a Traditional Bank will be Hard. Trying to get a loan without a bank account and bad credit from a traditional bank is difficult.
Even if you are granted a immediate cash loans online in india, it will be at an extremely high interest rate. The terms of your loan will also be limited. The amount you can borrow will be small, and you will most likely only be granted a personal loan or a student loan, since house and car loans are considered too risky for a person with bad credit.
In certain cases you could be granted a salary loan if your income is high enough to repay it.