Please note that applications made outside of business hours may take longer. Building a good credit history with MoneyMe is simple. Repay your loan in full and on time and you may gain access to larger loans and cheaper costs in future. Responsible lending. Thanks to our transparent personal loans structure, youll always understand exactly what youre signing up for and there are no surprises. Repayments on our cash loans are straightforward and scheduled according to your pay cycle.
We will set up your direct debit as soon as your loan is approved and youll also receive repayment reminders in advance.
If youre concerned you wont be able to make your repayment on the nominated date, contact the MoneyMe team via phone, email, live chat, Facebook or Twitter. Were real people too and will follow honest, fair practices to help you to resolve the situation. Safe and speedy service.
If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.
We didnt include any of those lenders on our lineup. How We Tested. Because every state regulates payday loans differently and each lender operates in different states, theres no one-size-fits-all pricing.
Some states have limits on how much a payday lender can charge, some have no limits and some have enough regulations in place that payday lenders dont operate in them. This makes evaluating lenders on their rates difficult. With that in mind, we looked for the highest and lowest fee each lender charges.