Others have put a cap on interest rates usually around 36 APR that makes payday lending unprofitable, so all the payday loan offices have closed. However, borrowers in these states can still get loans from online payday lenders. Hybrid States. The remaining eight states have a medium level of regulation. Some cap the interest payday lenders can charge at a lower rate usually around 10 for each 100 borrowed. This works out to more than 260 annual interest based on a two-week term, which is enough for payday lenders to make a profit.
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Seems they had sold us an additional vehicle and did not accept the trade in. So now we had TWO CAR PAYMENTS totaling over 680. I want to know where they missed the point I was in there for. Lower my car payment and get into another used vehicle. Fortunately I raised enough hell they tore up the contract and I was out nothing more than a wasted day and frustration. One of the people at City Lending followed up this morning with a congratulatory text about getting my new vehicle and asked how my experience was.
I told her "HORRIBLE" and to call me so I could fill her in.