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Anytime anywhere access to money. Under 24 hours. We're in this together. We care, we listen and we'll support you when you need help. What is a cash loan.
Sometimes its a percentage with a minimum dollar amount - such as 3 or 10, whichever is greater. ATM or bank fees. These are imposed by the financial institution that handles the transaction - the owner of the ATM or the bank where you get your advance.
Interest. This can be costly in two ways. First, the interest rate that a credit card charges on cash advances is often much higher than the rate charged on purchases.
Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR. Implications of Late Payment. If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible.