Mode of Payment: For BDO Asenso Kabayan Personal Loan Secured and Unsecured: Payment of the loans monthly amortization will be through an auto-debit arrangement (ADA) of your BDO current or savings account.
Terms and Conditions: Flexible loan amounts: Minimum of P10,000 Maximum of P 3,000,000 For Asenso Kabayan Personal Loan Largest personal loan available. For Peso account, maximum of 90 of the deposit account balance For Dollar accountmaximum of 80 of the deposit account balance; the prevailing buying rate shall be used to determine peso equivalent.
Eligibility Requirements: Citizenship: Filipino Residence: Philippines Age: At least 22 years old to 54 years old upon application Source of Income: Employed largest personal loan available self-employed Work Tenure: At least 2 years permanent work status with 1 year tenure in current employer if employed or 3 years profitable in the same business if self- employed Monthly Income: At least PhP15,000 gross monthly income if employed At least PhP30,000 net monthly income if self-employed.
Preferably an active credit cardholder With residential landline or mobile number, business landline and email address. Document Requirements: Completely filled out PSBank Flexi Personal Loan application form Photocopy of any of the following identification cards: Company ID, SSS, GSIS, PRC, Drivers License, Passport or TIN (plastic card type), Firearms License, NBI Clearance, Integrated Bar of the Philippines ID Photocopy of BIR form 2316, 2306, 2307 or 1700 for employed applicants Photocopy of BIR form 1701 or 2317 for self-employed applicants and Auditors Report and Financial Statement with BIR Stamp Original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder) Interest Rates: 2.
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Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a largest personal loan available on time, you should contact your lender immediately and discuss how to handle late payments.
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The reps are "very up front" and knowledgeable.