Fees vary depending on state regulations. In some states, such as Oregon, you pay around 13 for every 100 you borrow. In other states, such as Texas and Wisconsin, Check Into Cash charges 25 for every 100 you borrow. This puts the lender at about the industry average for payday loan fees. It doesnt appear to take advantage of states with less stringent payday lending laws like Utah. We didnt see fees greater than 25, which, while expensive, isnt the highest we saw in our research.
In some states, Check Into Cash only offers online loans. The application process is similar to an in-store loan, but it can take up to legitimate online payday loan websites business days to receive your cash. In-store loans give you immediate access to the money you need.
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