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I told them I already finished my bankrupcy and it should be discharged by July. I included them in the bankrupcy and the lady said because the contract stated I wouldnt file bankrupcy that I couldnt legally file against this and they would take me to court and win…. is this true. My lawyer never said anything about them being able to come after me. These loans were taken out in 2014. The payday lender lady was just plain lying.