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How can an APR be over 100, like 4670. An APR of over 100 just means that if you were to borrow for a year you would be charged more than 100 of the original loan. So for each pound borrowed, you'd pay more than 100p. For APRs over 100 a quick and easy way to read them is to imagine a point in front lowest processing fee for personal loan the last two figures. For instance 4670 APR becomes ВЈ46. 70. This is the amount you would pay on each pound borrowed, per year. See the box and link on the right for more information about percentages.
The monthly percentage interest rate looks much lower.
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