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If customer's loan application cannot meet our approval requirements, Hang Seng Bank Limited ("Hang Seng") may approve a loan to individual customers on a case-by-case basis but the interest rate and handling charge offered may be adjusted.

For details, please contact Hang Seng's staff. Customers will be notified of the relevant adjusted interest rate and handling charge upon loan approval.

Merchant cash loans customer agrees to accept such loan, Hang Seng will credit the loan amount to the designated bank account according to normal procedures.

Monthly Repayment Amount. Total Repayment Amount. Hang Seng Bank. Example Regarding the Breakdown of Principal and Interest in the Monthly Repayment of Hang Seng Handy Cash Instalment Loan.

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