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This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the legal department for US Cash advance. he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not provide that information.
Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan. And also your most reliable cash loans is Charles Smith with a heavy indian accent?. Right.