Us-cashadvance. com. He gave me a fax number to fax the documents to, it was 877-348-5184. I called the FTC and after gathering information, I called them back not 15 minutes after I hung up with this other guy named "John Matthew" - it was his voice but he had zero idea who I was and why I was calling. then after a few seconds of who.

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My payday loan is in collections

When a consumer files bankruptcy, an Automatic Stay is immediately effective. This means that creditors must cease all collection attempts while the bankruptcy is in process. However, Pay Day loans can be a little more complicated and require a few extra steps to ensure collection stops.

Many Pay Day loan companies require the borrower to submit a post-dated check for the full amount of the loan at the time they get the Pay Day loan. Typically payments are made on a weekly or monthly basis and as long as they continue to be made, the check will not be cashed. My payday loan is in collections, in the event that the borrower declares bankruptcy, Pay Day loan companies may have the legal right to attempt to cash any post-dated checks submitted to them.

A BANKRUPTCY ATTORNEY CAN PROVIDE SOLUTIONS TO THE CHECK-CASHING PROBLEM. Though the Pay Day loan company may have some rights to cash the check, there are also solutions. Your bankruptcy lawyer can carefully assess your case to decide which is the right move for you.

My payday loan is in collections

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My payday loan is in collections