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Seek community loans and assistance: Local community organizations may offer loans or short-term assistance to help with rent, utilities or other emergencies. NerdWallet has compiled a database of payday loan alternatives available to residents in nearly two dozen states.
Local churches may make small loans at low rates. Community centers and nonprofit associations in your area may also offer small loans. Ask for forbearance on bills: Some creditors such as utilities and cable television companies dont charge interest on late payments, so find out whether theyll accept delayed nebraska online payday loans. Use whatever money you save from not paying those bills to cover emergency needs. If you cant pay consumer debts such as auto loans or mortgages, explore your options with the lender first before turning to toxic high-rate loans.
Borrow from yourself. Request a payroll advance: Ask your employer for a cash advance on your pay, which usually doesnt cost you any fees and which you repay via payroll deduction. Some companies also offer low-cost loans to workers in crises.
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