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Payday loans are used by a wide variety of people in a multitude of situations. From unexpected financial difficulties to situations where a quick injection of cash is needed to see them through till next payday, they are a popular and useful way of borrowing money. We take a look at 10 reasons people take out payday loans. Redundancy In todayвЂs economic climate, there are very few ‘jobs for life†and redundancy is something that more people across the UK […] New Retail Credit Union Launched: But Will Credit Unions Really Replace Payday Loans.

This week has seen the launch of a new credit union for the retail sector. The credit union, called retailCURe is heralded to be a big boost for the sector.

It is backed by a number of high street names including Debenhams and John Lewis and aims to give retail staff access to finance.

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10 to 15 minutes to complete the application Applicants full legal name, social security number and date of birth The dollar amount that you would like to borrow One form of photo ID (driver's license, state-issued ID or US passport) Previous address, if at current address less than two years Previous employer, if with current less than two years Your annual income and any other income to be considered.

If you are applying with a co-applicant, you will need their: Current address and previous, if less than two years Current employer and previous, if less than two years Annual income and any other income to niche industies in merchant cash advance considered. Related Resources.

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