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Minimum credit score: Not provided, but generally 680 or higher. Time to funding: Typically same day. Fees: No origination fee for unsecured loan; 75 for secured loan; 39 late fee and returned payment fee.
Credit unions. Some credit unions offer CD-secured loans, typically to build credit or get cash quickly at a lower rate than other types of loans. Credit unions are a good first payday advance el cajon ca for most types of loans, because they consider borrowers with poor credit and provide affordable loans. Federal credit unions offer a maximum rate of 18 APR to their members, although there may be extra application fees.
Secured loans from online lenders. A secured loan from a reputable online lender will carry a maximum APR of 36. The rate, the amount borrowed and the length of the loan will be based on both your credit and the value of your collateral.
Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution.
Customers with credit difficulties should seek credit counseling. ACE Cash Express, Inc. is licensed by the Department of Business Oversight pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law. Certain loans in California are made or arranged pursuant to Department of Business Oversight California Financing Law.