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Payday advance payday loan fact, a recent Federal Reserve survey found that 44 of respondents said theyd have to sell a belonging or borrow money to cover a 400 emergency expense.
The fix is to build an emergency fund. Even 500 in the bank can get you out of a pinch, and having three to six months of expenses is even better. That amount could let you get by without pawning off valuables, selling your blood or leaning on the generosity of a friend or relative. It takes time, discipline and extra money to build that cushion. In the meantime, here are strategies to earn fast cash today, increase your income on an ongoing basis and cut your monthly spending.
Track your spending the easy way. Tracking your spending by hand is tedious.
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To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.