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A person who thrives on immediate gratification and the temporary emotional lift of a big purchase will eventually feel regret (and possibly depression, anxiety, stress and other debilitating emotions) when faced with the debt.
The more compulsive the purchase, the more pronounced the regret. See 5 Ways To Control Emotional Spending. The Bottom Line. Used once or twice a year, cash advances aren't alarming. But they are at best short-term solutions to meet emergencies. If they are becoming a habit, if you find you regularly need a cash advance to make ends meet, then drastic budgeting and spending changes are in order. Were Committed To Service, Speed Security. Connect with a Helpful Lender.