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For a loan amount of HKD800,000 or above, the annualized percentage rate of 2. 46 is calculated based on a monthly flat rate of 0. 11 and a 12-month repayment period, including the full handling charge waiver.
The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.
11 and 0.
Fees. The cost might be around 10 to 30 for a 100 payday loan. For instance, a two-week payday advance can attract an interest rate of 15 for every 100. The amount you can borrow is influenced by state laws. Different states have different laws governing the issuance of payday loans. For installment loans, common rates are between 5.
99 to 35. There are no financial guarantees in life. You may encounter an urgent financial need which will prompt you to seek a loan.