Uk is a trading style of Western Circle Limited - Company Registration Number: 7581337. We are fully authorised and person to person personal loan by The Financial Conduct Authority. FCA full permission license: 714479. ICO Registration Number: Z3305234. Cashfloat terms and conditions apply. Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases by Cashfloat responsible lending policy.

Loan limit maximum of £500 for first-time customers (£1100 for existing). In most cases, loan decisions may take up to 30 minutes during office working hours. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as youre approved by 16:30.

Person to person personal loan

At the height of the housing bubble, few mortgage lenders required cash reserves. Back then they didnt require much more than a job, a pulse and a Social Security Number. Times have sure changed. Today, more and person to person personal loan lenders are requiring cash reserves.

This is true even when a particular loan program doesnt have reserve requirements. For example, VA loans do not require any cash reserves. But some lenders will impose their own requirements on top of the VAs minimum guidelines. In the lending industry, these are known as overlays.

So they might tell you up front there are no cash-reserve requirements on a particular loan, and then later the underwriter comes back and says there are.

Person to person personal loan

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Person to person personal loan