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When I asked him where this loan waas suppose to have come from he told me that it was with a Cash Advance. Third time I have busted this group of scammers, they did not know that I do deal with this company and you can not get a loan from them online in our state.
The first company they told me was CashNet USA, of course I contacted them and got proof that I did not owe them and they had not called me.
The second company was Advance America and that is Cash Advance's aka. They have made a few slip ups also, because I raddle them because I recognize their personal loan 3 when they call. I have been screamed at, cussed at, threatened, and out right told to just give them my information. I have starting researching some of the numbers they are calling from when they make the mistake of letting their number get into my hands.
Personal loan 3 is for a residence in Anaheim, CA.
You may want to determine what types of loans you can qualify for and see if reserves are going to be an issue for sure, then compare costs…FHA forces mortgage insurance on its borrowers, whereas you might not need it with conventional financing. Colin, given that the reserves are in question, is FHA a better way to go. I know there are upfront costs plus MI. If you have other financed properties, you will likely need to have X months of reserves for each or they may require a percentage (2-6) of the aggregate unpaid principal balance of those properties.
Colin, when doing a cash out refinance, do you need to have enough PTI for all existing properties or just for the one you are refinancing.
I am interested in purchasing a single family home as an investment property. I currently do not have the 20 for the down payment buy I have excellent credit and Personal loan 3 am interested in using a personal loan for the down payment. I understand that you cannot use borrowed money for a down payment on an personal loan 3 property, but I was wondering what if you took out the loan for a vacation or something else, let it sit for 6-12 months or so, and use it for the 20 down payment.
I understand this will affect my debt to personal loan 3 ratio, but as long as the numbers work will I be okay. From my understanding the underwriter only wants 2-3 months of bank statements and the balance prior to that isnt in question.