That outlaw payday lending make online, high-interest installment lending illegal as well. The Consumer Financial Protection Bureau is also in the midst of writing the first federal payday lending regulations. But by working with Native American tribes, companies like Think Finance have largely managed to stay one step ahead of consumer protection laws.
T he Think Finance-Plain Green business model is representative of these growing online payday lending operations. The loans, and millions of dollars of fees paid to Think Finance, pass through Plain Green and circumvent state regulations, while the real work of running the lending business happens elsewhere.
Thanks to Think Finance's online personal loan restructuring platform, Plain Green is able to make loans all over the country. Personal loan eon credit 2015, the loans end up owned by a Cayman Islands servicing company.
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