You need to show one piece of identification with both your photo and your signature, such as a drivers license. Ask for more time to pay your bills. Consider contacting the people or businesses that you owe money to. Ask for more time to pay your bills. Tell them when you get paid and offer to write a post-dated cheque for that day.
Consider cheaper ways of borrowing money. If you need the money immediately, look into less expensive alternatives. cashing in vacation days asking for a pay advance from your employer getting a loan from family or friends getting a line of credit from your financial institution getting a cash advance on a credit card getting a personal loan from your financial institution.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.
There are exceptions of course. It all depends on each individual lender. When you request a larger loan, lenders may check your credit with three major credit reporting databases. When you request a payday loan, you must be aware that a credit check may be involved.
No Credit or Bad Credit OK. If you have no credit at all, there is nothing for a lender to check, except for your employment income or any income you receive. No credit does not disqualify you from getting a loan. Bad credit may or may not be a problem.