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The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message.
Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead. Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors. Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies - Experian, Equifax and Transunion.
This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that personal loan payback period payment or non-payment of your loan can have negative personal loan payback period on your credit history.
Some of the lenders in our network may automatically renew your short term loan if it becomes past due.
9 APR Representative. Were a fully regulated and authorised credit broker and not a lender. Your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 40 lenders to get you the lowest APR possible for you. There are no fees for our service. Check out our 4 star rating personal loan payback period Feefo. Join our 1000s of customers and know you are in the right place for a short term loan.
Reasons to use Little Loans. Take a look at some of the things that make us different to other services. Borrow between £100 - £5,000 Fill in one simple online form We compare loans for you instantly Same day cash loans No hidden costs or fees Apply 24 hours a day No paperwork 256-bit security. Free no credit footprint loan confidence rating.