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Follow the short process and if you are approved, receive your cash loan. APR INFORMATION. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee personal loan rate shopping APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term.
Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Repayment Terms. Loans include a minimum repayment plan of 2 months and a maximum repayment plan of 84 months.
Whats the difference between a conventional refinance and HARP. If you have at least 20 equity in your home, you will receive a standard conventional refinance. With less than 20 equity, your loan will be through HARP if you meet the requirements. A HARP loan is simply a conventional refinance that allows you to refi with little or no equity in the home. Why get a conventional loan. Why not refinance with FHA. FHA can be used to refinance, but its typically for homeowners who cant qualify for conventional due to past credit issues.
Because if its flexibility, an FHA refi is more expensive. Most homeowners personal loan rate shopping can qualify should opt for a conventional refinance.