We specialize in short-term consumer loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968. ACE in the Community. The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than 11 million to charitable organizations throughout the nation.
All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution.
Then they tried to bill me for that time, even though I never asked for them to add her and their only personal loan secured by cash was "well, we sent you an email'.
Such systems require certain classes of people to labor for a certain length of time, and the person would be free once the corvee obligations were met. Bad customer service!Rude employees and they will be hearing from my attorney. In other words, I was penalized because of some of their other customers who were bad drivers. I had a claim, and they paid an investigator to lie on the documentation.
But the agent refused to do so. That made no sense, since we now had more secure parking, and I moved a mile literally.
Beyond deciding how much to reinvest in their business and how much to return to shareholders, companies also need to be smart about how they reinvest for long-term growth. Companies fall into a reinvestment trap, BCG says, when management misallocates resources across the business portfolio - either by feeding all businesses at the same rate despite their differing growth prospects or contributions to shareholder return, or by allocating too much capital to problem businesses.
The MA Trap. Acquisitions are highly appealing, especially when they are immediately accretive to earnings. But an accretive deal wont necessarily boost shareholder returns if, as is possible, it also reduces the acquirers multiple.
BCG cites the example of a consumer-brands company whose CEO engineered the purchase of numerous low-tier, low-margin personal loan secured by cash. The acquisitions boosted earnings in the first year but diluted the companys average organic growth rate and margins, causing investors to drive down the multiple on the companys stock and ultimately yielding no improvement in shareholder return.
The Cash Trap.