What is a hard credit check. A hard check, on the other hand, goes a little more in-depth with your credit history. You also need to give your permission for a hard pull on your credit report. It can cause a temporary dip in your credit score and stays listed as an inquiry for two years. What are lenders looking for. Lenders typically like to see on-time payments to show that youre likely to repay your new loan on time.

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4 To be eligible for this optional fee plan, have 500 deposited to the ACE Elite Prepaid Card during one calendar month. See Cardholder Agreement for details. Goodbye to Hidden Fees.

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