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Thanks so much!. Cant comment on the tax implications, but you should make sure the business assets can be used for the mortgage. Might have to prove that either you have full access to the funds and that their removal wont affect the business negatively.
Im personal loan indonesia to purchase a second apartmentI own a business I have 100K in my business account I like to use that for the down payment which is around 55k I dont have enough money in my personal account for the down payment I only take out what I need to pay my living expenses, so I need to make a payment to my personal account for the down payment before the purchase is that correct if I wanna use the money personal loan with no income the business, but that money I take out I will need to pay income tax correct.
Same as I pay on my monthly salary. Thank you for your advice!. If it is indeed counted and the DTI is exceeded, you could ask for an exception or play around with the numbers (down payment, etc.
This money was VERBALLY AGREED UPON, by my Fiance and his Parents, that the monies I lent them, was a LOAN and NOT a GIFT. We werent to be married until a year after Settlement, and I would not have any Equity nor be on the title to the house until we were married. I asked about just adding me to the title at Settlement and I was told by the Loan Officer that it was not a good idea to do so.
I was extremely wary of this whole transaction, and about 3 days before Settlement (by Personal loan with no income prodding from my Fiance and his Loan Officer), I FINALLY told my Bank to wire the money to my Fiances parents.
Approx. 24 hours before my Fiances Settlement, I was then told by my Fiance that he nor his Parents could pay me back. I flipped. Then he tells me that the Loan Officer told him that he could put me on the title to the house, within 3-6 months after the Loan closed so I wouldnt be so worried. I was upset, but I couldnt dispute the Wire Transfer with my Bank, in time…. to have them reverse it, and to STOP Settlement.