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Only online applications are considered. Why. Because vetting of your application also happens online. This means your ID is scanned on all personal loans after chapter 13 discharge bureaus to ascertain risk, online. But all in all the application process is extremely easy.
You will be required to create an account and submit your personal details including bank account details and employment history. Credit profile rating : Must be good or acceptable.
One time pin (OTP) confirmation : One time pin is sent to your mobile phone and email confirmation is also done to complete application. Bank Transfer : Cash is only transferred to applicants name matching name as reflected on identity book.
Bank account number is also matched for legitimacy.
Borrow money up to P250,000, payable within 12 to 36 months. Citibank Apart from being a top credit card provider, Citibank also offers salary loan, wherein the borrower can loan up to P2M with flexible payment schemes between 1 to 5 years. Furthermore, your loan application can be approved in as fast 24 hours, provided you have submitted the necessary documents. Chinatrust Whether you are employed or self-employed, Chinatrust lets you avail flexible loan options with an affordable interest rate.
You can choose to pay back your loan between 12 to 36 months. HSBC Want an easier and faster loan application. Opt for HSBC.