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And according to an article published in April 2010 in the Washington Post, Maine payday loans online restriction on cash-out refinances personal loans atlanta georgia home equity loans played a major role in protecting the state from the worst of the housing crisis. Quoting research from the Federal Reserve Bank of Dallas, the article argues that fewer Texans cashed out their home equity in the early 2000s, and those who did were capped on the amount of equity they could cash out.
The Federal Reserve Bank of Dallas' research also confirmed the risks associated with cash-out refinancing by finding a strong link between the percentage of subprime cash-out refinances in a state and that state's foreclosure rate.
While the federal government has cracked down on sub-prime lending, the other risks associated with cash-out refinances still remain.
For more information about cash-out refinances and home equity loans, please see the additional resources linked below. Additional Resources. No blog post next week. Happy Holidays. On the House blog posts are meant personal loans atlanta georgia provide general information on various housing-related issues, research and programs. We are not liable for any errors or inaccuracies in the information provided by blog sources.
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