The main reason for extreme interest, however, is usually lack of business. There is probably a reason people avoid the lender in question. Steer clear of these types of companies. Low interest rates are often accompanied by high processing fees. This is just an attempt to hide outrageous extra fees. Ask for a comprehensive list of all the fees before agreeing to the contract.
Add up the interest and miscellaneous fees to get clear picture of the total charges. Low interest may actually point to a dishonest business.
California consumers should contact the Department of Business Oversight to check on the licensing of companies, investments or other financial services they are considering by visiting the financial services licensee listing or calling the Department's toll-free Consumer Services Office at 1-866-275-2677.
082313 - The Department of Business Personal loans for housewives in india has issued a consumer bulletin on unlicensed online lending. The Department warns potential borrowers to take extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the Department of Business Oversight, evading state laws and regulations designed to protect consumers. The Alert provides advice and contact information to report unlicensed lenders.
The bulletin can be found here. 081313 - EZ CASH, ezpaydaycash. net, Stephen Rogers, Roger Stephens and other individuals The California Department of Business Oversight (DBO) has been notified that a company calling themselves EZ Cash, with the website ezpaydaycash. net, purports to hold a California license CTICC License CACL0630809 and to be an internet money lender licensed and operating pursuant to CACL 63-8-9 et.
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