The 15 fee is stiff, but you only pay it once you dont keep paying it every two weeks until you pay back the loan. And the 24 interest is nowhere near the 300 or more of most payday loans. Borrow Against Life Insurance. If you have a life insurance policy with a cash value, you can borrow money and use the policy as your collateral.
This only works for permanent life insurance policies (whole life or universal), which double as investments. You cant borrow against a term life insurance policy, which is the most common kind. Borrowing against your life insurance has several advantages over borrowing from a bank.
These include: No Need to Apply. As long personal loans gumtree johannesburg your account has cash value, you can borrow against it no questions asked. Theres no need to apply for the loan or have your credit checked.
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