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In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not personal loans rockland county ny to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief.
Because [the lender] did not issue a loan made pursuant to [the STLA], the loan personal loans rockland county ny not qualify as a short-term loan subject to the requirements of the STLA. Nothing in the STLA limits the authority of MLA registrants to make MLA loans. Justice Frenchs opinion was joined by all of the justices. Justices Paul E. Pfeifer also wrote a concurring opinion. In his concurrence, Justice Pfeifer commented: Payday lending was a scourge.
It had to be eliminated or at least controlled. So the General Assembly enacted a bill, the Short-Term Lender Act (STLA), R. 1321.