Up to HKD500 Cash Rebate for online or mobile application (4). Payroll Customers do not need to submit documents and enjoy extra up to HKD500 Cash Rebate (5) Loan amount up to HKD2,500,000 or 10 times of your monthly salary (whichever is lower) (6)and repayment periods up to 60 months (7). During repayment period, you can also apply for a Top-up Loan on your repaid principal amount (8) with no documents required (9).

Selected Customers include Hang Seng Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.

11 and 0. 12; while Other Customers can enjoy a monthly personal loans secured with house rate of 0.

Personal loans secured with house

And the difference between an approved mortgage and a declined loan could be compensating factors. A compensating factor is a bonus, something in the loan application which helps the lender give the borrower the benefit of the doubt. Reserves, even when not needed to officially qualify for a home loan, can serve as compensating factors fr marginal applicants.

As an example, the VA says compensating factors may affect the loan decision. These factors are especially important when reviewing loans which are marginal with respect to residual income or debt-to-income ratio. The message is clear: Even if lenders do not require reserves a healthy dose of liquid assets can smooth the way to mortgage success.

What Are Todays Mortgage Rates. Todays mortgage rates are better for personal loans secured with house who have the most attractive application packages.

Personal loans secured with house

Cash Request Online: A new online company that provides payday loans and installment loans to California residents. Currently offering loans of 200 to 1000 even if you have bad credit or no credit at all.

Personal loans secured with house claim to have a 3-minute application process with same day cash if you qualify. You must have an active checking account(no pre-paid cards or savings accounts) to qualify for a loan. NetCredit: NetCredit is a new company offering online loans to California consumers.

NetCredit provides California consumers online installment loans ranging from 2,500 to 10,000 with a payoff term of anywhere from 6 months to 3 years.

They may not be a fit for you if you have bad credit. They generally require average to good credit when you apply for a loan. Lend You: They provide online installment loans and payday advances in California. They claim to have a completely automated online application process that should take less than 3 minutes to complete.

Personal loans secured with house