Received A rating from the Better Business Bureau. No option for secured loans. You will need a credit score higher than 580.
Residents of Colorado, Iowa, Vermont, or West Virginia are out of luck. They accept applications with credit scores as low as 550 Loans range from 1,000 to 10,000 APRs start around 34 and get as high as 155 The good thing about NetCredit is they look beyond just your credit score (sometimes accepting applications with scores as low as 550); however, that does come with a cost.
Their loans range from 1,000 to 10,000 with APRs starting around 34 - and in some cases ranging as high as 155. If your offer comes with an extremely high APR, look into other options, such as a secured loan or using a cosigner. Refers you to multiple lenders after just one application Loans can top out at 35,000 Competitive APRs with several loan types.
You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process. The APR on a short term loan can range from 200 to 2,290 depending on how the APR is calculated (nominal vs.
effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. Keep in mind that the APR range is not your finance charge and your finance charge will be disclosed later on.
See a Representative Example. Borrow 200 for 14 days with a 30 to 60 lender fee.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.