) and will state the approved loan amount, initial interest rate and loan term. The letter will also require that certain conditions are met prior to loan funding. The initial interest rate specified will be the Program rate in effect at the real cash advance loans a loan commitment is issued. A loan commitment expires within 60 days of date issued.

Loan Denial letter : A letter from the Office of Loan Programs denying a loan to a specific individual. The reasons for denial may include credit history, lack of verifiable liquid assets, inadequate income, etc. Loan Underwriting: The analysis of risk and the decision whether to make a loan to a potential homebuyer based on credit, employment, assets, and other factors.

Loan Withdrawal letter : A letter from the Office of Loan Programs acknowledging that a borrower no longer wishes to pursue a loan from the Real cash advance loans of California.

A loan may be withdrawn due to dissatisfaction with the property or desire to use another lender, among other reasons.

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