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com is not a lender and does not provide short term or online personal loans but refers consumers to the lenders who may provide such loans.
A payday loan is made against your next paycheck which means that the loan is automatically repaid by means of a pre-dated check or pre-authorized electronic withdrawal from your bank account on the date of your next paycheck. Interest rates apply. Payday loan amounts typically range between 100 to 1,000 and even up to 1,500 with some lenders. How much money you receive varies by lender, and is generally based upon the information you provide in your payday lender loan form.
While our lenders might not run a traditional credit check through the "Big 3" credit bureaus, many will run some form of credit report. Regardless of where you go to apply for a payday loan (direct lender or otherwise), some form of a credit report will most likely be run on you. This is true with most lenders today. It's important to understand that your credit rating andor history may NOT be the sole basis on whether or not you're approved for a loan, as most lenders reasons for personal loans to be approved look at other factors as well.
While actual requirements vary by lender, most will require the following: 1.
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing andor credit capacity. By submitting your information via our online form on this website, you agree to allow any and all participating lenders to verify your information and check your credit.
Cash transfer times and terms may vary from lender to lender. Not all the lenders in our network can provide up to 1,000. The limits and regulations vary from state to state. We remind that short-term loans are not a long term financial solution.