But the problem is, theres a demand for them. A Pew survey finds that most payday loan users say these loans take advantage of them but at the same time, most say the loans provide much-needed relief. Fortunately, there are better ways to raise cash in a crisis. Sometimes, its possible to get by without borrowing money at all. You can sell off belongings or ask for an advance on your paycheck.

You can also reasons for unsecured personal loans for emergency aid, such as Medicaid or SNAP (food stamps), or seek help with paying off other debts.

But even if you need to borrow money, there are better places to turn than a payday loan office.

Reasons for unsecured personal loans

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Reasons for unsecured personal loans

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Reasons for unsecured personal loans