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ATTACHED: LOAN AGREEMENT. this is the one email that i recieved that was on friday may 10, 2013 10:34 am and the other email i received was Monday May 13, 2013 9:16am. We are notifying you regarding your loan with EZ CASH Loans. In the Event that you fail to voluntary satisfy our requirements for payment of your debts to EZ CASH Loans, we will have to turn to the court with the purpose of enforced collection of the debt, which may entail additional expenses for you, for example, the expenses in the amount of state duty, the cost of representatives services for same day payday loans online south africa compearance, the compensatory interest for the use on detention of money for each day of delay, attorneys fees, court fees and the execution fee.
Please refer to the file attached with this email for all the brief information regarding this outstanding debt. Same day payday loans online south africa attached file is a digitally signed consumer loan agreement between you and the company. Please read all the terms and conditions for the better understanding. If you wish to pay the Loan in Full, or make a Principal Payment in addition to your fees and interest due, please contact us back through email as soon as possible.
Otherwise, if there is a problem paying this invoice, please contact us so that an alternative arrangement for payment can be made.
If you gave the payday lender a post-dated check in exchange for the last advance prior to filing bankruptcy, the creditor may try to cash the check after you file bankruptcy.
If the payday lender cashes your post-dated check when it knows you are in bankruptcy, it may be violating the automatic stay. If this happens, the court may require that the lender return the funds to your bankruptcy trustee. (To find out more about the automatic stay and same day payday loans online south africa happens if a creditor violates it, see our Bankruptcy's Automatic Stay topic area.
) In addition, the payday lender may accuse you of writing a bad check and threaten to press criminal charges. If a payday lender does this to you, it may be in violation of various state and federal fair debt collection rules and other consumer laws. This is in addition to violating the automatic stay.
(To learn more see, visit our Illegal Debt Collection topic area. ) Some states even prohibit or restrict payday lenders from engaging in the practice of demanding post-dated checks.
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