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Lenders are within their rights to file reports with the three major credit bureausвЂExperian, Equifax and TransunionвЂif you fail to repay your loan. This negative remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt sundaram finance personal loan eligibility your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.

Some of the lenders in our network participate in what is known as automatic loan renewal. Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan.

This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time. The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges.

Sundaram finance personal loan eligibility

Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. icashloans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score. Please be aware sundaram finance personal loan eligibility missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.

If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.

Sundaram finance personal loan eligibility