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Guarantor loans. A guarantor loan is an unsecured loan where a second person is responsible for paying off the debt if the person who has taken out the loan misses their repayments.
This type of loan could be an option for those with little credit history or a poor credit rating, who struggle to get accepted for a loan product. However, it's worth noting that you may end up paying more than the original borrowed sum in interest, on top of your monthly repayments.