High loan amounts are not going to be available for everyone, but if you are able to meet most of the requirements, we can help you get the money you are looking for instantly.
Our reputable lenders do not just look at your credit score. They consider all aspects of your application. What most lenders look at is how long you have been working at your current job, how long you have been living at your current home, and if you have a valid checking account for them to deposit your loan into. Bad credit should not stop you from applying, because our lenders understand you are here because you need money today. No worries.
Searching for a loan can often be a daunting and confusing task, especially given the wide array of available options. This is why we created PriorityCashLoans. com. Our service has been designed and optimized with the customer in mind.
We work to offer you an innovative and user friendly experience. Given that each individual lender is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons. Our proprietary technology is crafted to efficiently and quickly evaluate your loan request, and try to connect you with a lender that offers a loan that can work for you.
General eligibility for main stream lenders may include the following: Must be 18 years or older (proof with ID) Be an Australian resident (proof with ID) Earn a minimum net income of around 25k a year (this may slightly vary based on lender). You will also need to be able to prove your income with 2-3 months of payslips or provide 2 years of financial statements if self employed.
Be able to make repayments after accessing incoming cash versus general out goings. Each bank will have its own ratios that it works from. Credit history; If you have any blemishes on your credit history it may be difficult to get approval from the big banks. Length of employment Length of residency in your home Amount of credit you already have Purpose of the loan may also have a bearing on if you qualify.
If you have an established savings of more than 3 to 6 months. The above is a starting point in understanding what mainstream lenders like the banks hdfc bank eligibility for personal loan at when considering loan applications.