Some payday lenders require you to repay your loan at the same location where you got your loan. Make sure you understand the agreement. The payday lender will ask you to sign an agreement that shows your loan costs, including interest, fees and the due date.

Read this document carefully before signing it. Ask the payday lender about anything you dont understand. How much payday loans cost. Payday loans are very expensive compared to other ways of borrowing money.

This is because: you pay high fees you're charged a higher interest rate than on a regular loan or line of credit you may have to pay a fee if your cheque or pre-authorized debit doesn't go through.

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If you are in the military, the law protects you and your dependents. The law limits the interest rate on payday loans. The law also tells lenders to give you information about your rights and the cost of the loan. The military also offers financial help and help managing your money.

How does a payday loan or cash advance loan work. You give the lender a check for the amount of money you want to borrow plus a fee.

The lender keeps your check and gives you cash less the fee they charge.

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