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AVOID ANY LENDER WHO… tells you to indicate on your loan application that your income is higher than it actually is. pressures you to apply for a loan or to apply for more money than you need. pressures you into monthly payments you cant afford. pressures you to sign documents you havent read. promises one set of terms when you apply and gives you what banks does personal loans set of terms to sign-with no legitimate explanation for the change. tells you to sign blank forms and says theyll fill them in later.
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At the same time, BCG urges companies to look for new opportunities for growth, whether through innovation or by leveraging what it calls megatrends, such as the rise of China as a major industrial power or the increasing scarcity of energy resources. MEMC Electronic Materials Inc.a 1. 5 billion maker of silicon wafers that shared the top spot in BCGs ranking with an annualized TSR of 62 percent, has done that by beginning to sell its wafers not just to the computer industry but also to the solar-energy industry, where they are used in solar panels.
Finally, BCG suggests that companies make their strategy as transparent as possible. Doing that is something Gordon Coburn credits for helping Cognizant, which presents at more than 30 investor conferences a year, earn a higher multiple than its peers.
The ultimate what banks does personal loans for all that hard work should be an investor base that believes in the companys long-term potential.