Customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan.
If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan.
Ask your lender for their current rates and charges and their policies for non-payment. Copyright 2018 CashOne.
WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have any issues repaying your loan. Please review our site for valuable information about our services. If you have further questions, we invite you to contact us at anytime.
We look forward to helping you solve your financial troubles. WHEN DO I REPAY THE LOAN. Loan repayment terms differ by lender.
A payday loan is a short-term loan that is accessible to almost everyone. In many cases, the lender can fund it right away, with same day or next day depositing into the borrower's checking account.
These short-term loans provide individuals with access to the cash they need right away. The funds can be used for any purpose you may have. You will need to repay the amount you borrow plus a fee for borrowing the funds.
Fees range widely from one company to the next and they also depend on the actual amount you are borrowing. There are many reasons to use this unique financial channel.
Some of those include the following situations. These loans are not inexpensive.