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But, if you find yourself with a snowballing payday loan debt and needing to seek protection in a Chapter 7 or Chapter 13 bankruptcy, and need to do so within 90 days of the date you incurred the debt, it could happen. The post-dated checks present the further issue of when the individual debt incurred actually occurred: the date of the original loan, the date of the default, the date the bank charged you overdraft fees, and so on.
Payday Loans in Bankruptcy: The Bottom Line. The bottom line with regard to payday loans in bankruptcy is that you should avoid taking them in the first place. If you are in such immediate need of funds as to consider a payday lender, you might be better off consulting a bankruptcy attorney to deal with your other debt rather than attempting to service it via payday lending. You may save yourself money, hassle, and make a simpler bankruptcy where should i apply for a personal loan for yourself as well.
If you are a Michigan resident and would like small personal loans low interest rate explore your options for a Chapter 7 or Chapter 13 bankruptcy with an experienced Michigan bankruptcy attorney, please contact us at (866) 674-2317 or click the button below to schedule a free, initial consultation.
If you enjoyed reading Can I Discharge Payday Loans in Bankruptcy. please browse our other articles on our main Michigan Bankruptcy Blog. Payday Loans Are Dischargeable in Bankruptcy.
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