Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35.

Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Repayment Terms. Loans include a minimum repayment plan of 2 months and a maximum repayment plan of 84 months. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Where to get a personal loan in lexington ky

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Where to get a personal loan in lexington ky

The loans are heavily regulated by the government. Each state has its own laws regarding payday industry. Some states have banned payday loans, making them illegal (Arizona, Arkansas, Connecticut, Georgia, Maine, Maryland, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Vermont, and West Virginia ). The reason for the ban is the high interest rate carried on these loans.

Many states have usury laws which forbid interest rates in excess of a certain APR. When applying for a payday loan, you should check your local laws to see your StateвЂs permissible APR. Online lenders offer quick services, which come at a higher price.

Where to get a personal loan in lexington ky