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Why am i not being approved for a personal loan

Nobody ever knows what might happen the next instant, so unsure are we about our lives. Accidents can happen to anyone anytime. Accidents need not be just road accidents, but sudden health deterioration because of multiple reasons. Such situations require quick response and immediate treatment and every second counts. And you would not want to spare any expenses whether for yourself or your near and dear ones.

Nowadays even medical expenses are also soaring high, so much so that sometimes even medical insurance and emergency savings combined cannot cover the total expenses. Though being prepared for such situations surely does minimise the effects but still a personal loan in one day can definitely be your saviour. Finance Buddha understands the urgent need which arises in medical emergencies.

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Why am i not being approved for a personal loan

The downside: If you dont make timely payments, the lender can seize your asset, and your credit score will suffer. Heres what to know and where to find secured loans: What can you use to secure a personal loan.

You may be able to use your car, savings or certificates of deposits as collateral. Secured loans from banks may work for borrowers with good credit and savings or CDs to use as collateral. Secured loans from credit unions are affordable loans that may be an option for borrowers with poor credit. Secured loans from online moneygram cash advance are likely to carry higher rates, but faster time to funding.

Secured personal loans. Banks, credit unions and some online lenders offer secured loans. Terms are for unsecured loans; may vary for secured loans.

Why am i not being approved for a personal loan