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Hi, I'm Chad. The holidays broke me, especially not working. Everything is back to normal now. I avg. 45 hrs wk. I'm just trying to get caught up on all the bills.

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When the time comes to sell your car, you can then add your savings to the value of your existing vehicle and begin looking for a car in that price range. The good news is that as cars get older, depreciation slows, especially if your car has been well-maintained.

In other words, you dont lose much value by keeping the car longer, and you can significantly pad your savings during that time. Thus, you can afford more car when it comes time to replace it.

Final Word. You may have gotten into the car loan cycle because you originally couldnt pay in cash and needed transportation. But you need to break out of this habit. Saving for big purchases and then paying cash for them is not only www payday loan today com smart financial move, but it brings along with bajaj finserv personal loan interest details a certain pride of ownership and awareness of the value of money.

There is no rational explanation for why people who can save money would gladly borrow money to buy a car. Their decision is often uninformed or purely emotional.

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